Bank of the Ozarks is the holding company for the bank of the same name, which has more than 100 branches in Arkansas, Texas, Georgia, Florida, the Carolinas, and Alabama. Serving individuals and small to midsized businesses, the bank offers traditional deposit and loan services, in addition to trust services, retirement and financial planning, and investment management. It has nearly $1 billion of assets under management or administration. Commercial real estate and construction and land development loans make up the largest portion of Bank of the Ozarks' loan portfolio, followed by residential mortgage, business, and agricultural loans.